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A Compliance-First Approach to SMSF Investment

Build Property Wealth Inside Your SMSF — Without Commissions or Conflicted Advice

Keeping You As The Boss, And Us As Your Execution Partners.

BEGIN ELIGIBILITY CHECK

* Guidance or Advice ONLY provided as requested and within licence limits. Where risks/gaps are identified, we may suggest seeking independent counsel.

Licensed

ASIC & ATO Compliant

Vetted

Independent Advisors

Independent

No Conflicts of Interest

OUR FOUNDATION

Critical Service Principles

SMSF Set Up Services ONLY Available if ASIC & ATO Eligibility Criteria is met.

Where requested, investment and property advice is delivered by licensed professionals.

Direct-to-adviser access; no sales reps or gatekeepers.

Full and Transparent Disclosure with Mandatory Cooling-off Periods.

External Audit by Your Lawyer, Accountant, or “Commercial Friend” IS Encouraged.

OUR FOUNDATION

Critical Service Principles

SMSF Set Up Services ONLY Available if ASIC & ATO Eligibility Criteria is met.

Where requested, investment and property advice is delivered by licensed professionals.

Direct-to-adviser access; no sales reps or gatekeepers.

Full and Transparent Disclosure with Mandatory Cooling-off Periods.

External Audit by Your Lawyer, Accountant, or “Commercial Friend” IS Encouraged.

Opportunity & Risk Section

The Size of An Opportunity Always has a Corresponding Risk

Explore an SMSF as part of your long-term strategy can offer meaningful advantages; greater control, structural flexibility, and potential tax advantages.

However, it is also an area where complexity, conflicting incentives, and regulatory nuance are often misunderstood or oversimplified.

As an SMSF trustee, you are ultimately responsible for the
decisions made — even when advice is provided by others.

That is why...

the MALEX Independent Partnership has been designed to...

•

Bring together vetted, independent, and appropriately licensed professionals

•

Remove or clearly disclose financial conflicts and incentive bias

•

Give you the time, structure, and clarity required to make informed decisions

•

Operate on a foundation of regulatory compliance and legal discipline

Not to sell outcomes — but to support deliberate, well-governed decisions.

Eligibility is assessed against ASIC and ATO requirements.

Not to sell outcomes — but to support deliberate, well-governed decisions.

Eligibility is assessed against ASIC and ATO requirements.

MALEX - How We Work

YOUR SMSF HUB

So Here Is How We Work

What You Need To Make Good Decisions

YOU ARE HERE!

Complete the Eligibility Check

Answer the mandatory ASIC & ATO 5-question eligibility check to confirm you meet the minimum requirements to establish an SMSF.

We won't tell you whether you should or shouldn't proceed - that's by design. Our role is to ensure you understand what's involved.

Our eligibility check ensures you understand what's involved and meet the baseline requirements: the decision to move forward is entirely yours.

Pass the check? You're free to proceed.
Want professional advice first? We'll connect you with one of our financial advisors during the check.
01

30-45 MINUTE SESSION

Book Your SMSF Consultation

Once you pass the eligibility check, you will book a consultation with a specialised SMSF Accountant.

Before your call: Review the SOS Hub (detailed in the next step). If you have a partner, they should review it too and join the call.

  • Answers all your questions about setting up and running an SMSF to invest in property
  • No decisions required on the call
  • Mandatory 5-day cooling-off period before accepting payment
02

IMMEDIATE ACCESS AFTER BOOKING

Access & Review the SOS Hub (Super Operating System)

You'll receive immediate access after booking your consultation. Review it before your meeting — and invite your partner(s) to review it too.

  • A clear overview of SMSF setup, operation, and trustee responsibilities
  • The rules, constraints, and governance principles that apply to SMSFs
  • Common scams, schemes, and red flags to help you avoid mistakes
  • Case examples illustrating what tends to go wrong — and why
  • A decision framework for assessing SMSF investment strategies, including property
  • Risks, benefits, and key considerations of SMSF property structures
  • Adviser competence criteria so you can evaluate and challenge advice
  • Reference tools, checklists, and factsheets you can access anytime

The SOS Hub is an educational operating framework — not personal advice.

03

TAKE YOUR TIME

Decide if SMSF Investing Is for You

After your consultation and reviewing the Hub, take your time to decide. This is a significant step, and it should feel right.

Mandatory 5-day cooling-off period. No pressure, no rush. Move forward only when confident.

04

DURING SMSF SET UP

Choose Two Advisory Sessions Within Scope

As part of the SMSF setup process, you may allocate two advisory sessions within scope.

  • Property investment Q&A (40 minutes, scoped)
  • Wills, estate, and succession planning discussion (30 minutes)
  • Personal finance structuring session (30 minutes)
  • Tax Q&A with a registered tax agent (20 minutes)
  • Commercial strategy discussion with Managing Director (20 minutes)

Sessions are scoped, non-promotional, and delivered within applicable licensing and advice frameworks.

05
SMSF Pricing Guide
Transparent Pricing

Pricing Guide

Clear, upfront pricing with no hidden fees. All prices include GST.

Starting From

SMSF Establishment

$2,700 AUD / one-off
Includes:
  • Trust Deed Preparation & Execution
  • Electronic Service Address Registration
  • Rollover Assistance & Bank Account Set Up
  • ASIC Company Registration for Corporate Trustee (statutory fee $576)
  • ABN/TFN Registration Service (approx. $200)
Annual

Tax & Compliance

$2,300 AUD / year
Includes:
  • Annual Financial Statements Preparation
  • SMSF Annual Return (SAR) Preparation & Lodgement
  • Annual ASIC review fee (statutory fee $310)
  • Annual SMSF compliance audit (approx. $400)

What's Not Included

Investment products or assets
Property, shares, managed funds, or other investments
Borrowing and lending costs
Including LRBAs, bank fees, or finance structuring
Asset acquisition costs
Stamp duty, legal conveyancing, inspections, or valuations
Ongoing asset management
Property management or investment administration
Advice outside agreed scope
Any services not explicitly agreed in writing
Begin Eligibility Check
Fees may vary depending on fund complexity. You'll receive a full itemised pricing summary tailored to your situation following your initial SMSF consultation.
Super Is a Family Affair

Where It All Started

Super Is a Family Affair...

Where it all started...

James Jewell historical photo

ft. James Jewell

MALEX was founded with my father, Milton Kingsley, drawing on our shared expertise in accounting, compliance, and commerce.

But our connection to Australian retirement runs deeper. Over 100 years ago, my great-grandfather, James Jewell, served as the Victorian Labor Party whip and championed many of the nation's first retirement rights and policies.

Setting up a partnership focused on SMSFs felt like continuing that work; just for families instead of parliaments.

Coopper Kingsley

Coopper Kingsley

Managing Director & Head of Advisory

I oversee the advisory function of the MALEX Partnership, with responsibility for advisor selection, governance standards, and ongoing accountability. My background in law, together with experience across finance, investment governance, and applied data science, informs a disciplined, risk-aware approach to complex decisions.

As a former Australian Army Officer, I approach decision-making through the lens of stewardship — emphasising accountability, structure, and responsibility for capital held in trust. I do not sell products or promote outcomes; my role is to ensure trustees remain informed, in control, and supported by well-governed, prudent advice processes.

Milton Kingsley

Milton Kingsley

Head of Governance & Risk

I oversee governance, risk, and compliance oversight within the MALEX Partnership, with responsibility for ensuring advisory activity operates within clear legal, regulatory, and ethical boundaries. My background is in senior audit and assurance roles across investment funds and government regulatory bodies, bringing a rigorous, evidence-based approach to oversight and accountability.

I do not provide advice or engage in client-facing activity. My responsibility is to challenge assumptions, test processes, and enforce standards so the partnership remains structurally sound, transparent, and capable of withstanding regulatory and professional scrutiny.

Final Thoughts

DO NOT RUSH

When you are ready, Check Eligibility

We know the property market runs on urgency. Flashy headlines about soaring prices, rate hikes, the housing crisis; it all creates pressure to act now. To lock in that SMSF before rates climb another percent. To secure that property before it jumps another $50,000.

But here's the truth: the decisions that build lasting family wealth are never made in a hurry.

Saving 1% on interest or chasing short-term price growth won't matter if the structure underneath isn't sound. An SMSF is a 15-year commitment, not a 3-month trade. It touches your retirement, your tax position, your personal stress, and, if you're building this with a partner, it requires alignment on all of it.

That takes time. Conversations. Clarity.

We've designed MALEX to move at the speed of good decisions, not market hype. Our job isn't to rush you into a setup or push you toward a property you're not ready for. It's to ensure that when you do move, every piece is in place, every question has been answered, and your family's wealth plan is implemented to endure.

The market will always create urgency.
Your wealth deserves patience.

So, when you are ready, the next step is simply to confirm eligibility.

Yours Truly,

C. Kingsley Signature

Coopper James T Kingsley

Managing Director

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